OUR FIVE-STEP PROCESS

THE INITIAL MEETING

At the Wentz Financial Group, we try to understand the needs of the customer from the moment the relationship begins. We take the time to interview potential customers rather than just referring them to a box of investments. At the initial meeting, we will ask detailed questions to gain an understanding of the client’s goals, both short and long term, how they would like to meet those goals, and a realistic timeline to lay out how and when those goals can be met. Our mission is to build a relationship of trust and communication so that we can deliver the most effective financial plan for our customers.

ESTABLISH A WRITTEN PLAN

To ensure we are all working toward the same financial goals, we will establish a written plan and use it to select the investments in your portfolio. We will then evaluate your progress and educate you on the current aspects of the economy and the financial markets. In order to track and manage goals and expectations, we use our financial planning software. This program allows us to input the various aspects of a client’s financial plan and align it with the goals and expectations that they have for the rest of their life. Our financial planning software creates a roadmap for your finances to help you achieve your goals for the future. It allows you to see the impact of different market conditions and what change you could make to bring your goals within reach.

MATCHING INVESTMENTS TO THE INDIVIDUAL PLAN

The investments that we select in your portfolio will be based on the plan that we derived from the interview process. From that plan, we will be able to understand the amount of risk that is tolerable for you and your family and we will ensure you stay in line with your plan, making investment portfolio adjustments when necessary. We will also revisit the Envision plan on a semi-annual basis to update any changes that have taken place as well as to monitor your progress in the plan.

HOW WE EVALUATE INVESTMENTS

As your financial management team, we will regularly keep you informed on the stock market as well as what we are doing to monitor your plan to ensure that it stays on course. We are in constant communication with different fund managers across the country to understand the shifts in the market. We use technical analysis to determine the performance of a particular investment in comparison to others in the same sector. Through this analysis and communication, we will make appropriate moves when necessary to put you in the position to preserve and grow your investments.

OUR EXPECTATION OF YOU AS A CLIENT

As a client of Wentz Financial Group, please contact us with any questions or concerns. We are always committed to finding the answers to your questions in a timely manner. In return, we ask that if an advisor contacts you to return their call on a timely basis. Phone calls from the advisors will always be pertinent to the investments that you own and recommendations that they may have. Next, we expect to have a face-to-face or phone meeting at least once every six months. This will allow us to stay informed of any changes in work, income, savings and with your family. All of these have a direct impact on how we manage your assets.

OUR CLIENT SERVICES

Annuities

  • Fixed and Variable

Fixed Income investments

  • Certificates of Deposit
  • Corporate Bonds
  • Government Securities
  • Mortgage-Backed Securities
  • Municipal Bonds
  • Unit Investment Trusts
  • Treasury Securities
  • Zero Coupon Bonds

Mutual Funds

  • Income
  • Growth
  • Growth and Income

Retirement Plans

  • IRAs
  • Roth IRAs

Money-Market Accounts

  • Taxable and Tax-Free
  • Check Writing

Insurance

  • Long-Term Care
  • Long-Term Disability
  • Permanent Life
  • Single Premium Life
  • Survivorship Life
  • Term Life

Stocks

  • Common
  • Over-the-Counter
  • Preferred
  • Stock Options Exercises

Services

  • 401(k) Plan Consulting
  • College Savings Programs
  • Complete Financial Organization (CFO)
  • Customer Loans
  • Estate Planning Options and Designation
  • Beneficiaries for Transfer on Death
  • Line of Credit
  • Interest/Dividend Reinvestment
  • Investment Banking
  • Online Account Access
  • Online Bill Payment
  • Portfolio Reviews
  • Individual Retirement Planning
  • Systematic Investing
  • Trust Services